Privacy Policy
Last updated: November 20, 2025
1. Introduction
WyaparPay ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.
By using WyaparPay, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
Personal Information
- Name, email address, phone number
- Date of birth and gender
- Address and location data
- Government-issued ID documents (for KYC)
Financial Information
- Bank account details (for transactions)
- Payment card information (encrypted)
- Transaction history
- Wallet balance and usage
Technical Information
- Device information and identifiers
- IP address and location data
- App usage and analytics data
- Cookies and similar technologies
3. How We Use Your Information
- To provide, maintain, and improve our services
- To process transactions and send notifications
- To verify your identity and prevent fraud
- To comply with legal and regulatory requirements
- To send promotional offers and updates (with consent)
- To analyze usage patterns and improve user experience
4. Data Security
We implement industry-standard security measures to protect your information:
- 256-bit SSL encryption for all data transmission
- Secure servers with regular security audits
- Two-factor authentication for sensitive operations
- Regular security updates and patches
- Access controls and employee training
5. Data Sharing
We do not sell your personal information. We may share data with:
- Service providers who assist in operations (under strict confidentiality)
- Banks and payment processors (for transaction processing)
- Regulatory authorities (as required by law)
- Legal entities (in case of legal proceedings)
6. Your Rights
You have the right to:
- Access your personal data
- Correct inaccurate information
- Request deletion of your data
- Opt-out of marketing communications
- Withdraw consent for data processing
- File a complaint with regulatory authorities
7. Cookies and Tracking
We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content. You can manage cookie preferences in your browser settings.
8. Children's Privacy
Our services are not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. You are advised to review this policy periodically.
10. Contact Us
If you have questions about this Privacy Policy, please contact us:
Email: privacy@wyaparpay.com
Phone: 1800-123-4567
Address: Mumbai, Maharashtra, India